As you get nearer to finding your home, you can contact WCI Mortgages to obtain
a pre-approval. A pre-approval letter can increase your bargaining power with a
seller because s/he will know that you have been approved for financing and will
be able to close quickly.
Use our Pre-qualification
Calculator to see if you fall within our normal guidelines to
qualify for a WCI Communities loan. (Keep in mind that this calculator is a tool
for your use and does not grant approval or disapproval for a mortgage loan.)
Applying
To start the application process, you can call us at 1-866-924-6847
(866-WCI-MTGS), visit our
nearest office ,
e-mail us with your name and the best way
to contact you, or simply start the
Application process with this form.
When you are ready to apply, please be prepared to provide the following
personal and property information:
Closing
Shortly after you apply for your loan, you will receive notification if your
mortgage is approved. If it is approved, the mortgage process will end with your
closing, or settlement.
Your closing agent will advise you of the documents and closing costs that you
will need to bring to the closing table. You may want to seek the advice of an
attorney who will be able to advise you on the specifics of your transaction and
assist you at the closing.
Some of the documents you will be asked to provide at or before your closing
include a homeowner's insurance policy and paid receipt. Your closing costs will
include charges for title insurance, escrows and other fees.
Closing costs will vary from case to case. You may roughly estimate your total
closing costs at 3% to 6% of the purchase price of the home you are buying, or
3% to 6% of the loan amount of the home you are refinancing.
