WCI Mortgage, an Affiliate of Wells Fargo Home Mortgage, offers a wide variety of loan programs and most borrowers can be assisted in obtaining credit.  Because we specialize in home lending, WCI Mortgage provides a high level of diversity and flexibility, satisfying the goals of every home buyer. The following is just a sample of what we have to offer:

Fixed Rate Loans:

• 30 Year Fixed Rate
• 20 Year Fixed Rate
• 15 Year Fixed Rate

Adjustable Rate Loans:

• 1 Month ARM (Adjustable Rate Mortgage)
• 6 Month ARM
• 1 Year ARM
• 3 Year Fixed ARM
• 5 Year Fixed ARM
• 7 Year Fixed ARM
• 10 Year Fixed ARM

Jumbo Loans*:

• 30 Year Fixed Rate
• 15 Year Fixed Rate
• 1 Year ARM
• 3/1 ARM
• 5/1 ARM

*Loans from $333,700 to over $2 million

Niche Products For Various Loan Amounts:

• Interest Only Products: 1 month, 6 month, 1/1, 3/1, 5/1, 7/1 & 10/1
• No Income No Asset
• Stated Income Stated Asset
• No Ratio Loans
• Lite Documentation Loans
• Custom Designed Loan Programs
• Loans up to $10 million

First Time Homebuyers Program:

• 104% Financing **
• 103% Financing **
• 97% Financing

**No money down plus finance closing costs

Miscellaneous Loan Programs:

• Construction/Permanent Loans
• Lot Loan
• Foreign National Loans

Less Than Perfect Credit Loans:

• 30 Year Fixed Rate
• 15 Year Fixed Rate
• 6 Month ARM
• 2/28 ARM
• 3/27 ARM